Comprehensive Financial Planner

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Section 1: Basic Information

Age: *

Monthly Net Income (Take Home) (₹): * This will be used as primary income if not specified in "Income & Spending".

Occupation: *

Family Dependents:

Spouse Children Parents

Primary Financial Goals (Select up to 3):

🏡 Buy House 🎓 Kids' Education 🏖️ Retirement ✈️ Travel 🆘 Build Emergency Fund 💸 Debt Repayment

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Section 2: Income & Spending Habits

Total Monthly Income (All Sources) (₹): * If different from Step 1, otherwise it will be auto-filled.

Monthly Fixed Expenses (Rent/Mortgage, EMIs, Insurance, Bills) (₹): *

Monthly Variable Expenses (Groceries, Shopping, Dining, Entertainment) (₹): *

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Section 3: Assets & Liabilities

Assets

Bank Balance (Savings, Checking) (₹):

Total Investments Value (MFs, Stocks, Bonds) (₹):

Real Estate / Property Value (₹):

Gold / Other Valuables (₹):

Insurance Policies (Cash Value) (₹):

Liabilities

Outstanding Home Loan (₹):

Outstanding Car Loan (₹):

Outstanding Personal Loans (₹):

Outstanding Credit Card Debt (₹):

Other Outstanding Loans (₹):

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Section 4: Emergency Fund

Current Emergency Fund Amount (Easily Accessible) (₹): *

Your Essential Monthly Expenses (for fund calc) (₹): * Hint: Fixed Expenses + Essential Variable Expenses. If blank, we'll estimate from Step 2.

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Section 5: Investment Health

Are you investing regularly? *

Yes No Sometimes

Are your investment goals clearly defined? *

Yes, clearly Somewhat No

Investment Diversification (Select all that apply):

Typical annual return expectations from investments?

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Section 6: Insurance Check

Life Insurance

Do you have Term Life Insurance? *

Yes No

If yes, Sum Assured Amount (₹):

Health Insurance

Do you have Personal Health Insurance? *

Yes No

If yes, Type:

Total Health Insurance Coverage Amount (Personal) (₹):

Critical Illness Coverage?

Yes No

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Section 7: Loan & Credit Analysis

Total Monthly EMIs (all loans combined) (₹): *

Typical credit card usage: *

Approximate Credit Score (e.g., CIBIL):

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Section 8: Goal-Based Planning

Let's plan for one of your primary financial goals.

Name of Primary Goal: *

Target Amount (₹): *

Target Year (e.g., 2035): *

Current Savings for this Goal (₹):

Expected Annual Return on Investments for this Goal (%):

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Your Personalized Financial Plan

Overall Financial Health Score: --/100

Overall Assessment: ---

Financial Checkup Insights 🧐

Score Contributors

Financial Health Checkup 📝

Section 1: Basic Information

Section 2: Income & Spending Habits

Section 3: Assets & Liabilities

Assets

Liabilities

Section 4: Emergency Fund

Section 5: Investment Health

Section 6: Insurance Check

Life Insurance

Health Insurance

Section 7: Loan & Credit Analysis

Section 8: Goal-Based Planning

Your Personalized Financial Plan

Overall Financial Health Score: --/100

🏆 Top Areas to Improve:

✍️Your Action Plan & Recommendations